Who this is for
Team owners and admins on Monaris Business who want to set guardrails on team spending without micromanaging every transaction.How it works
Spend policies are defined at the team level and enforced automatically on every outgoing transaction.Per-user limits
Set maximum daily, weekly, or monthly spend for individual team members. Any transaction that would exceed the limit requires admin approval.Per-category limits
Cap spending by category — marketing, tools, contractors, operations. Categories are defined by the team admin and applied to outgoing payments.Approval thresholds
Any payment above a set amount (e.g. $5,000) requires one or more admin approvals before it executes. Configure the threshold and the number of required signatures.Vendor allowlists
Only approved wallet addresses can receive payouts. Payments to non-allowlisted addresses are blocked automatically. Admins manage the allowlist from the dashboard.Example policies
- “Any payment above $5,000 requires Admin approval”
- “Marketing spend is capped at $10,000/month”
- “New team members have a $1,000/week limit for the first 30 days”
- “Payments to non-allowlisted addresses are blocked”
Availability
Spend policies are part of Monaris Business, launching in V3.