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Your Monaris Score is yours. You choose when to share it, what to share, and with whom. Sharing your Score lets you prove your financial reliability without handing over raw transaction data.

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Who this is for

Freelancers who want to prove income reliability on proposals. Contractors applying for opportunities that require financial vetting. Businesses verifying the cashflow health of partners or vendors. Anyone who wants to use their on-chain history as a credential.

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How it works

Monaris offers four ways to share your Score, from a simple image to a cryptographic proof:

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Score Card

A shareable image showing your tier, key metrics, and a verification badge. Generate one from your dashboard and use it on freelancer profiles, proposal responses, contractor applications, or anywhere you want to establish trust quickly. The Score Card displays your tier and summary metrics — not your raw data. It is designed to communicate reliability at a glance.

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Public Score Profile (Available in V2)

A clean public page at monaris.co/score/[your-handle] showing your tier and verified signals. Nothing raw, nothing private — just the information you want the world to see. You control whether the profile is public or unlisted. You can turn it on and off at any time.

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Selective Disclosure Proof (Available in V2)

Share a specific claim — “I earn above $X/month” or “I have a 95%+ on-time payment rate” — as a cryptographic proof without revealing the underlying data. A lender can verify the claim is true. A client can confirm your reliability. Neither one sees your full transaction history or exact numbers. The proof is mathematically verifiable without being information-revealing.

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Score API (Available in V2)

Third-party businesses can query Monaris Scores for their contractors or vendors — only with user permission. The API returns score, tier, confidence level, and last updated timestamp. Nothing else. This is the future standard for B2B contractor vetting: a single query that answers “is this person financially reliable?” based on real cashflow data, not a credit bureau that has never heard of them.

Score API documentation

Authentication, endpoints, response schema, and consent requirements.
  • Raw transaction data
  • Individual invoice or payment details
  • Off-chain data used in Score calculation
  • Score factors at individual transaction level — only aggregate signals are reflected

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V1 (Available Now)

  • Score visible in your dashboard with tier, progress, and Mona recommendations
  • Score breakdown showing which signals help and which need improvement

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What Mona does here

“Your Score just crossed 700. You can now generate a Score Card — useful for proposals or applications where clients want to see financial reliability.”
“You unlocked selective disclosure. You can now prove your on-time payment rate to a third party without showing them your history.”

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FAQ

Can someone see my Score without my permission? No. Your Score is completely private by default. Every sharing method requires your explicit action. Can I revoke a shared proof? Yes. Selective disclosure proofs can have expiry dates and can be revoked at any time. What do third parties see when they query the API? Score value, tier, confidence level, and last updated timestamp — nothing else. And only if you have granted the third party permission to query.